Summary: Value of loan commitments down 3.9% in January, contrasts with expected gain; 8.5% higher than January 2023; Westpac: rate rise may had more material influence on housing markets; ACGB yields up a little; rate-cut expectations firm slightly; value of owner-occupier loan approvals down 4.6%; investor approvals down 2.6%; number of owner-occupier home loan approvals down 2.6%; UBS: falls somewhat surprising given dwelling prices growth. The number and value of...