Regular Income
Regular, predictable distributions for consistent cash flow.
Aura Private Credit Income Fund
Stable monthly income returns from a diversified portfolio of debt securities and SME loans.
8.85%
Target Returns
1.25% p.a.
Management Fees
$380M
Aum
8.85%
Yield
14,000
No. of Investment
8
No. of Sectors
×
Aura Private Credit Income Fund
The Aura Private Credit Income Fund or APCIF was launched in August 2017 and is managed by Aura Credit Holdings Pty. Ltd. The Fund provides funding to niche non-bank lenders that specialise in providing finance to small-to-medium businesses (SMEs) in Australia by way of warehouse financing structures. These warehouse facilities are typically segmented into 3 Notes (or tranches).
The Fund currently provides funding to 7 SME lending originators via separate warehouse financing structures (and a contributory mortgage scheme). By way of these originators, the Fund provides access to a portfolio of over 13,000 loans.
Investment Objective
The Fund aims to provide stable monthly income returns from a diversified portfolio of debt securities, including asset-backed SME loans, director-guaranteed SME loans, and senior and subordinated loans to non-bank lenders secured against a loan portfolio that provides capital stability. The Fund aims to generate a return in excess of the performance benchmark of the Reserve Bank of Australia Cash Rate + 5% (currently 8.85% p.a.)
Key Features
The Aura Private Credit Income Fund offers unique advantages for investors seeking steady returns
Long-term Track Record
Strong historical performance of 9.61% p.a.
Specialist Expertise
Managed by experienced Investment professionals.
Stable Returns
Regular, predictable distributions for consistent cash flow.
Competitive Fees
Clear, competitive fees to align with investor outcomes.
Performance Track Record
Data-driven investment decisions backed by comprehensive market analysis
| Period | APCIF | Benchmark | Excess |
|---|---|---|---|
| 1 month | 0.65% | 0.72% | -0.07% |
| 1 year | 9.52% | 9.76% | -0.24% |
| 3 years | 9.21% | 8.82% | +0.39% |
| 5 years | 9.14% | 7.39% | +1.75% |
| Since Inception | 9.61% | 7.09% | +2.52% |
Returns greater than 1 year are annualised *Fund Benchmark is ‘RBA Cash Rate’ Source: Aura Credit Holdings
Investment Details
| Features | Aura Private Credit Income Fund |
|---|---|
| Target Returns | 8.85% |
| Duration | Short |
| Income Distribution | Monthly |
| Minimum Investment | $100,000 |
| Volatility | Low |
| Number of Holdings | 14,000 |
| Distribution Yield | 8.85% |
| Inception Date | August 2017 |
| Benchmark | RBA Cash Rate + 5% |
(Source: Aura)
Investment Expertise
An experienced team drives the investment strategy with extensive expertise in private credit
| Name | Role/Responsibility | Location | Years with Company | Years with Industry |
|---|---|---|---|---|
| Brett Craig | Portfolio Manager, Director | Sydney | 7.0 | 20.0 |
| Brian Ho | Associate Director | Sydney | 2.0 | 19.0 |
| Mina Rafla | Associate Director | Sydney | 0.5 | 9.0 |
| Natalie Kolenda | Investment Associate | Sydney | 7.0 | 7.0 |
| Jack Remond | Analyst | Sydney | 1.0 | 7.0 |
| Average | 3.5 | 12.4 |
(Source: Aura)
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