29 September – 3 October 2025

Summary:

Short-term money market rates showed mixed movements over the past week. The 1-month yield edged down 1 basis point to 3.54%, while the 3-month yield rose 1 bp to 3.61% and the 6-month yield increased 3 bps to 3.79%. Over the past month, the 1-month rate fell 2 bps, but the 3- and 6-month maturities climbed 3 bps and 12 bps respectively. The data indicates a mild steepening at the short end of the yield curve, reflecting slightly higher expectations for funding costs over the next half-year amid stabilising monetary conditions.

Medium- to long-term bond yields eased slightly over the week but remain higher over the month. The 1-year yield dipped 1 bp to 3.46%, while 3- and 10-year yields each fell 4 bps to 3.49% and 4.27% respectively. The 5- and 15-year yields declined 2 bps to 3.88% and 4.50%. Over the month, however, yields rose across most maturities, led by the 3-year (+14 bps) and 1-year (+13 bps) tenors. The curve remains upward-sloping, suggesting easing short-term pressures but persistent expectations of higher long-term rates amid resilient economic conditions.

  • Bank Bill Swap Rates

    TERM TO MATURITYCLOSING RATEΔ WEEKΔ MONTH
    1 month3.54-0.01-0.02
    3 months3.610.010.03
    6 months3.790.030.12
  • SWAP RATES

    TERM TO MATURITYCLOSING RATEΔ WEEKΔ MONTH
    1 year3.46-0.010.13
    3 years3.49-0.040.14
    5 years3.88-0.020.11
    10 years4.27-0.040.02
    15 years4.5-0.020

Exhibit 1Australian 3Y/10Y Bond Yield