By guest contributor Rosemary Steinfort from, DirectMoney Consumer finance, which covers mortgages, personal loans and credit cards, has been long been a significant part of banks’ business, growing from 28% of total lending in 1990 to 38% now, according to Australian Bureau of Statistics data. Financial technology (fintech) has been an innovative development with exponential growth around the world. In Australia fintech investment has seen soaring growth with a record...