Summary: Private sector credit grows by 0.8% in December, above +0.6% expected; annual growth rate rises from 6.6% to 7.2%; business lending “key factor” driving credit surge; credit growth likely “robust over coming months” but headwinds building; business loans account for nearly half net growth, owner-occupier loans another third; investor lending accelerates, personal loans down. The pace of lending to the non-bank private sector by financial institutions in Australia followed...