30 June – 4 July 2025

Term deposit rates by Institution

Institution1 month2 month3 month4 month5 month6 month9 month1 Year2 Year3 Year4 Year5 Year
ANZ1.21.452.72.82.92.953.23.653.42.92.92.9
Commonwealth Bank1.21.452.852.95↓3.00↓3.05↓3.20↓3.50↓3.40↓3.40↓3.40↓3.40↓
NAB1.21.452.8533.13.053.33.92.90↓2.92.92.9
Westpac1.251.452.752.933.053.33.753.5333
Military Bank 3.44.14.14.454.14.13.83.8
AMP Bank0.10.24.24.154.34.343.953.7333
Arab Bank Australia1.251.253.953.83.84.353.853.753.43.33.33.2
Bank of Melbourne1.251.452.752.933.053.33.72.82.92.92.9
Bank Australia 4.25↓4.243.93.83.8
BankSA1.251.452.752.933.053.33.752.82.92.92.9
Bankwest223.7534.243.83.83.63.63.753.75
Bank of Sydney1.251.53.95↓3.53.54.354.20↓4.15
BankVic 3.644.24.13.744444
Beyond Bank 4.00↓3.85↓3.653.63.353.253.253.25
Bendigo Bank1.251.52.93.43.13.153.73.62.95333
BOQ0.750.82.254.11.254.13.93.9333
BOQ Specialist 4.254.154.243.953.53.53.53.5
Great Southern Bank1.31.64.154.454.254.43.953.93.63.43.43.4
Defence Bank 3.63.63.73.753.753.853.45
Greater Bank113.85↓3.85↓3.85↓4.15↓3.70↓3.80↓3.40↓3.65↓3.40↓3.40↓
Heritage Bank1.151.43.854.253.54.13.953.93.753.63.63.6
Horizon Credit Union1.251.53.63.643.93.83.63.6
HSBC1.8523.5333.43.43.43.53.53.53.5
IMB 4.354.153.93.753.7544
ING Direct 4.34.25 4.153.953.953.8
in1bank3.853.94.454.44.34.254.13.953.85
Judo Bank 4.30↓4.40↓4.20↓4.10↓4.00↓4.00↓4.25↓4.35↓
Macquarie Bank2.12.14.15↓4.10↓4.00↓3.80↓3.83.63.653.83.8
ME Bank0.750.84.24.154.154.2222222
MyState Bank0.50.544.154.24.2443.75
Newcastle Permanent113.85↓3.85↓3.85↓4.15↓3.70↓3.80↓3.40↓3.65↓3.40↓3.40↓
People's Choice Credit Union 1.43.854.253.54.13.953.93.753.63.63.6
Police Bank 4.13.7534.2543.95↓
P&N Bank 1.63.93.14.253.93.944444
RACQ Bank0.551.64.153.53.54.2443.33.33.33.3
Rabobank Australia22.14.153.93.943.93.853.73.84.254.4
Rural Bank Limited 4.00↓003.85↓3.653.63.353.253.253.25
St.George Bank - Except VIC1.251.452.752.933.053.33.752.82.92.92.9
Suncorp Bank1.31.93.653.953.30↓4.05↓3.75↓3.70↓3.20↓3.20↓3.20↓3.20↓
Teachers Mutual Bank 4.44.254.054.64.34.33.83.8
The Capricornian 3 3.25 3.83.7
Bank First0.7514.10↓4.10↓ 4.20↓3.95↓3.90↓3.50↓3.50↓3.50↓3.50↓