High-Return Private Credit Strategy
Targets net returns of 10%+ p.a. above BBSW, with monthly income distributions and a focus on short-duration, floating-rate SME and real estate loans.
Remara Credit Opportunities Fund
13.75%
Target Returns
$92.8M
AUM
15.13%
Yield
1.25% p.a.
Management Fees
23,000
No. of Investment
5
No. of Sectors
×
Remara Credit Opportunities Fund
The Remara Credit Opportunities Fund is an open-ended, unlisted fund investing in a diversified pool of loans to Australian consumers and SMEs. Managed by Remara Investment Management, the Fund targets stable monthly income with a 10% return above BBSW. It offers exposure to SME and real estate finance through vertically integrated originators owned by Remara, enhancing control and alignment of interests. Investor capital is invested via securitised warehouse notes and protected by first-loss equity buffers and retained net interest margins. The Fund emphasizes ‘prime’ borrowers and benefits from strong collateral protections, offering attractive risk-return features despite structural complexity.
Investment Objective
The Fund aims to provide stable monthly income returns from a diversified portfolio of debt securities, including asset-backed SME loans, director-guaranteed SME loans, senior and subordinated loans to non-bank lenders secured against a loan portfolio that provides regular income and capital stability, and real estate bridging finance. The Fund targets a return of 10% p.a. (net of Fund fees) above the BBSW rate to invest in a diversified portfolio of debt and debt securities. The Fund is intended for investors preferring high returns and an elevated risk profile.
Key Features
The Remara Credit Opportunities Fund offers unique advantages for investors seeking steady returns
Vertically Integrated Origination
Invests through Remara-owned originators (e.g., Dynamoney, Soda Capital), ensuring access to prime borrowers and strong alignment of interest via first-loss equity and retained margins.
Securitised Warehouse Structure
Uses bankruptcy-remote warehouse vehicles with multi-layered collateral protections, including equity buffers, conservative LVRs, and director guarantees.
Institutional-Grade Oversight
Minimum investment of $100,000, with 23,000+ holdings, low volatility, and performance outpacing its benchmark (15.13% return in the first year)
Performance Track Record
Data-driven investment decisions backed by comprehensive market analysis
| Period | RCOF | Benchmark | Excess |
|---|---|---|---|
| 1 month | +1.30% | +1.14% | +0.16% |
| 6 months | +7.60% | +7.10% | +0.50% |
| 12 months | +15.13% | +14.75% | +0.38% |
| Inception | +16.36% | +14.75% | +1.61% |
**Source: Remara Investment Management * Returns greater than 1 year are annualised Fund Benchmark is "BBSW1M + 10.0% p.a."
Investment Details
| Feature | Remara Credit Opportunities Fund |
|---|---|
| Target Returns | 10% p.a. above BBSW (net of fees) |
| Duration | Short |
| Income Distribution | Monthly |
| Minimum Investment | $100,000 |
| Volatility | Low |
| Number of Holdings | 23000 |
| Yield | 15.13% |
| Inception Date | March 2024 |
| Benchmark | BBSW + 10% p.a. (net of fees) |
Remara Credit Opportunities Fund Strategy
1
Integrated Origination
Invests through related-party lenders owned by Remara, ensuring credit quality, control, and strong alignment of interests.
2
Warehouse Structure
Uses securitised warehouse notes with first-loss equity from originators, offering layered collateral protection.
3
Diverse Credit Exposure
Focuses on prime-rated Australian SME and real estate loans across multiple lending verticals.
4
Return & Risk Focus
Targets 10%+ above BBSW with protections like conservative LVRs, director guarantees, and floating-rate assets
Investment Expertise
An experienced team drives the investment strategy with extensive expertise in private credit
The Remara team comprises experienced professionals across investment management, credit, compliance, and distribution. Co-founders Andrew McVeigh and David Verschoor bring deep expertise in real estate, private credit, and capital markets. They are supported by Advisory Partner John Debevec and a skilled investment team, including James Drew, Scott Morgan, Blake Velkovski, Jingru Huang, and Zane Alexander. Distribution is led by Timothy Wilson and Wayne Richardson, with legal oversight by Independent Committee Member Mark Hickey. James Knight oversees compliance. Team members collectively bring decades of experience from top-tier institutions, covering financial structuring, underwriting, investor relations, and regulatory compliance.
| Name | Role/Responsibility | Years with Industry |
|---|---|---|
| Andrew McVeigh | Managing Partner | Andrew sits on the Investment Committee and is primarily responsible for capital-raising initiatives. |
| David Verschoor | Managing Partner | David sits on the Investment Committee and is primarily responsible for credit origination and oversight. |
| John Debevec | Advisory Partner | Remara Investment Management |
| James Drew | Senior Investment & Advisory Analyst | Remara Investment Management |
| Scott Morgan | Head of Real Estate Credit | Remara Credit |
| Blake Velkovski | Director, Investment & Capital Markets | Remara Credit |
| Jingru Huang | Analyst | Remara Credit – Real Estate Credit Underwriting |
| Zane Alexander | Analyst, Real Estate | Remara Credit |
| Timothy Wilson | Head of Distribution − Wealth & Intermediaries | Remara Investment Management |
| Wayne Richardson | Head of Distribution - Direct | Remara Investment Management |
| Mark Hickey | Independent Committee Member | Investment Committee |
| James Knight | Senior Manager – Compliance | Compliance |
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