Bank credit and house prices

04 December 2019

By guest contributor Ken Atchison, CEO, Atchison Consultants

 

  Banks are being restrained in their ability to lend while less-traditional lenders expanded their operations.  A report from FAST, which is a NAB-owned mortgage aggregator, stated “Lenders owned by the four major banks saw the market share of business lending and equipment finance fall from 77% to 67% in the 2019 financial year.  Non-bank lenders more than doubled their share from 5% to 11%”. This trend was established before...

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