Summary: Westpac-Melbourne Institute consumer sentiment index declines in January; Westpac: the two sub-indexes tracking current conditions decline, forward-looking ones either flat or increasing; ACGB yields decline; rate-cut expectations firm; Westpac: possible consumers reacting to news about AUD depreciation; just one of five sub-indices falls; more respondents expecting higher jobless rate. After a lengthy divergence between measures of consumer sentiment and business confidence in Australia which began in 2014, confidence readings...