FOMC meeting leaves rate unchanged, some change to “tone”

31 July 2015

The Federal Reserve’s Federal Open Market Committee finished its two day July meeting last week and, as expected, left the federal funds target rate unchanged at a range of 0% to 0.25%.

The committee’s view of US growth and general economic conditions is slightly more optimistic than in June and a rate rise appears to be not far away. Before the FOMC raise the rate it said it needs to see “some further improvement in the [labour] market” and be reasonably confident of inflation moving back “to its 2% objective”. Unemployment at 5.3% is now below its 65 year average and 0.2% lower than the June rate of 5.5%.

Westpac said the tone of statement sounded more upbeat and pointed to the part of FOMC statement which referred to a range of labour market indicators suggesting labour utilisation to be higher. They still think a September rate rise is likely. The Commonwealth Bank said the FOMC had left the “door open for a rate hike” in September and the two conditions required for an increase were “on track”.